STANDARD LIFE OF INDIANA ANNUITIES
Standard Life Insurance Company of Indiana Annuities fall into three general categories:
Multi-Year Guarantee Annuity (MYGA) – An Accumulation Phase Annuity which guarantees an interest rate for a specified number of years. Standard Life of Indiana has a wide variety of MYGAs. The Total Command series is our most popular line of Annuities, and it allows customization of Annuity features and durations, all with guaranteed rates of interest. The Select, Saver's 5 and Saver's 7 Annuities each come bundled with features to serve particular needs.
Single Premium Immediate Annuity (SPIA) – The classic annuity for the Payout Phase. SPIAs pay a fixed amount of money at regular intervals – usually monthly. They can pay out over a set period of time (Period Certain), for the remainder of the Annuitant's life or a combination of both. Standard Life of Indiana offers both a SPIA, which is among the industry's leading Payout Phase annuities, and our SPIA Plus, which is a Single Premium Immediate Annuity designed for specific estate preservation.
Fixed Index Annuities (FIA) – A relatively new development in Annuities, FIAs earn interest (Index Credits) based primarily on the performance of an outside market index, such as the Standard & Poors 500® stock index. Standard Life of Indiana has recently introduced Strategist, a revolutionary FIA that gives well diversified long-term savers guaranteed participation in the market indexes of their choice.
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